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Understanding Mortgages and the Loan Process
 What you should know about property values
 What other costs will you encounter before closing?
 What information do you need to provide to complete a loan application?
 How does your loan get "Approved"?
 How does the lender determine how much you can borrow?
 What is owner's equity?
 What is the Loan-to-Value?
 How is your credit evaluated?
 How is your ability to repay evaluated?
 How much will your house payment be?
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We provide home mortgage loans and financing, specializing in home buyer education and loan programs that make homeownership possible for almost everyone.
Call to talk to a personal consultant for more information on our low interest rates and diverse programs such as: adjustable rate (ARM), interest only, zero down, FHA, VA, cash flow option, or home equity lines of credit.  We help people who are buying primary residences, second homes, investment properties, who are refinancing for a lower payment, or who wish to pull cash out of their existing home equity to fund a remodel, pay for a child’s education, make a large purchase or to consolidate debt.
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Equal Housing Lender Evergreen Home Loans is an Equal Housing Lender.
Licenced by the Department of Corporations under the California Residential Mortgage Lending Act.
© 2007 Evergreen Home Loans.
Trade/service marks are the property of Evergreen Home Loans and/or its subsidiaries. All rights reserved.
Evergreen Home Loans is a trade name of Evergreen Moneysource Mortgage Company